Fast payday loans in Post Office – Find out what they are

Are you looking for a fast payday loan and have you thought of going to the Post Office? Italian Post Office offers many types of loans, for every situation. It provides Mini Loans (which we also discussed in our article on small payday loans) , loans for home purchase or renovation up to a maximum of € 60,000.

So Italian Bank offers more types of loans, with different conditions.

Looking for a fast payday loan in Post? here are the solutions

Looking for a fast payday loan in Post? here are the solutions


The loan requested from Italian Post Office can be fast if it is required only in these specific cases, which however require you to be a current account holder at the Post office:


if you have a Italian Bank Online account, with Internet Banking service . In this case, log in directly to your online account, make the request and immediately receive the feasibility. To obtain the loan, you will need to provide proof of identity, health card and a document certifying your income. You can request between € 3,000 and € 30,000 with repayment duration from 24 to 84 monthly installments;

Italian Bank. In this case you can access € 1,500 / 3,000 or € 5,000 but only if you are employed or retired and if you have a Italian Bank account. The request must be made in person at the most convenient post office. Credit delivery takes place quickly.

Only in these two cases, therefore, can loans with Italian Bank be fast, but you must necessarily already be a customer of Italian Post Office. Instead, let’s see below what loans you can get if you are not a Post Office account holder . However, we inform you that the procedure will not be very fast, first of all because you will have to make an appointment in person at a post office with a person in charge. Precisely for this reason, if you want to opt for this situation we advise you, when you go to the appointment, to bring you your identity card, your health card and your pay slip.


But we see in detail this type of loan, which is part of the case history of personal loans.


If you have urgency, go here and check the best loan for you with this comparator:





For those who are not Italian Post Office customers, there is a possibility of a loan that we present here.


This is the Italian Bank Loan from € 3,000 to € 30,000. This type of personal loan can be requested by making an appointment in person at the nearest post office, even on Saturday mornings, presenting an identity document, a health card and an income document . Please note that this loan is payable only to those who reside in Italy and only if you have a demonstrable income from work or pension produced in Italy. You cannot therefore request it if you do not have a pay slip.


If you are already a customer of Italian Post Office, you will have the possibility to access different types of loans, which are distinguished by type of purpose. However, we want to point out that:


these loans are not fast because they will have to be requested following an appointment at the post office;

these loans are tied to a demonstrable income or even the presence of a pay slip.

But let’s see them in order.



If you are already a Italian Bank current account holder and have a demonstrable income, you will be offered many loan options that differ for the purpose.


If you want to apply for one of the products that we list below, we remind you that the only way to advance it is to make an appointment at the most convenient location. You can request an appointment via the toll-free number: 800.00.33.22.


But let’s see the various proposals below.




Do you have to renovate your home? An excellent loan opportunity is offered by the Post Office in the event that you have a Italian Bank Current Account or an Ordinary Name Post Savings Book. In the first case you can ask for between € 10,000 and € 50,000. In the second case the figure is more limited and you can request between € 10,000 and € 30,000. This loan is subject to renovation work and therefore you will have to present cost estimates or order forms .


You can apply for this loan only if you live in Italy and you have a demonstrable labor / retirement income produced in Italy.



If you have to buy a house and need a loan to do it, Italian Post Office can do it. To access the loan, you must have a Italian Bank current account or an ordinary Post savings account. Even in the case of purchase of the property, in the first case you can request between € 10,000 and € 60,000 and in the second between € 10,000 and € 30,000.


To obtain this loan you will have to be an employee or a pensioner and you will have to present the deed of sale or purchase . You will also need to reside and work in Italy.


You need a mortgage and want a quick feasibility answer, go here and compare the best mortgages:




Another Italian Bank product is the flexible Italian Bank loan. This product allows you to change or skip the installment . This loan can be obtained only from holders of a Italian Bank current account and is bound to the presentation of a pay slip that certifies the income produced in Italy. Also here you can request a loan between € 3,000 and € 30,000 and the request procedure is always to be done following an appointment at the post office.


There are also loans dedicated to car purchases and debt consolidation, always aimed at Italian Post Office customers and always if you have a paycheck income.



Do you have a POST PAY Evolution? Then know that you can request a mini-loan that is paid to you directly on your card or on your Post current account.

Thanks to the POST PAY Evolution mini-loan you can request 1,000, 2,000 or 3,000 to be repaid in 22 fixed installments.

If you need a small fee this is the loan for you! You can request it by going to any post office, even on a Saturday morning. Here are the documents you will need to present:

Identity document;

Health insurance card;

Income document.

You will need to be between 18 and 76 years old at the end of the reimbursement, you will need to reside in Italy and you will need to have a work income or pension produced in Italy.

We report it because with this POST PAY Evolution loan you can manage your expenses freely and easily without having to specify the purpose of the loan. If instead you want to know how to get other small payday loans, you can read our dedicated article.



As you could see by reading above, all of the loans listed above require as a guarantee an employment income produced in Italy or retirement income. There is no possibility to have a loan with the presentation of guarantors or with a self-employed income. The Italian Bank loans are accessible only with payroll or pension.

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