Want to know how to identify a loan scam?
Good oratory, convincing, polite, connection with call-center noise and extension similar to telemarketing center numbers.
These are the old but still widespread methods that various fraudsters have used to persuade people to deposit in advance. Smart and clever, they imitate voices and simulate even the background noise of telephone answering centers. All this to achieve only one goal: to convince, to deceive and to appropriate the money of others.
With some regularity, those who have cell phones have already received suspicious phone calls. Numbers with various ABC, representatives of reputable companies in the market, attendants requesting confirmation of various personal and bank information to follow up the service. It’s amazing: they do everything and are extremely careful to gain the trust of the person on the other end of the line.
Hence, below you will find tips on how not to fall into a loan scam.
# 1 EARLY MONEY
Under an excuse to be a “sign” that the victim is really interested, or even, for possible security, will be asked for money in advance. They usually use the pretext of being a type of “check shorts” for the company or the like. It is a fact that at some time or another, especially when they feel they have gained their confidence and are thus comfortable, they will ask that an advance deposit be made to complete the loan. However, we advise you in advance that in order to get a loan from any company, a PREVIOUS DEPOSIT WILL NEVER BE NECESSARY . No institution is convenient with such practice. Run, it’s a blow!
# 2 THE LOAN WAS APPROVED
A person applying for a loan, the scammer simulates (well, by the way) that he is performing all the operational tasks and the prerequisites to complete the process and, in the end, he informs that the credit has been approved. However, even so, to transfer the signed money into an account it is necessary that the victim deposits a small sum in advance. Finally, it is clear that it is a cycle: regardless of the history and context that the fraudster is using to apply the coup, in an opportune moment he will request a previous transfer of a certain amount to a certain bank account.
# 3 THE NAMES
One of the strategies that fraudsters use to convince victims is to use several sophisticated and sophisticated names to justify early filing. In a multifaceted way, they use multiple names such as notary’s fee, guarantee, guarantor, guarantor, credit opening fee, security deposit and so on. Therefore, it is well known that it is no more than a lie to apply the coup.
# 4 THE GOLDEN RULE
You have to realize that under no circumstances should money be transferred in advance. The fees and insurances are always embedded in the total cost of the loan. The rule is clear: first you get the money, then start paying. The reverse does not exist and should it occur, it should be ignored and reported. Run away, it’s blow!